A health insurance plan extends monetary protection to you and your loved ones in the event of hospitalisation or a medical emergency. That said, health conditions differ from person to person and so one size doesn’t fit all. Hence, the health insurance sector offer different plans to ensure every individual gets a health insurance policy as per their needs.
In a similar line, below are some of the health insurance policies currently offered in India.
Individual health insurance policy: As the name suggests, if you wish to insure just yourself, then an individual health insurance policy is the one you should pick.
Family floater health insurance policy: Again, as the name suggests, family floater health insurance scheme provides health coverage for the entire family.
Top-up health insurance policy: The available coverage of an individual health insurance might not be sufficient in some cases or in case of some people. This is where top-up health insurance policy helps.
Critical illness health insurance plans: If you or a loved one is likely to suffer from a critical illness such as a heart ailment, kidney failure or cancer, you should consider a focused critical illness insurance policy.
Group health insurance policy: A group health insurance covers the healthcare expenses of an entire group. A common example of group health insurance policy is the one that you are provided by your employer.
Personal accident cover: As the term makes it very evident, protect your health in the event of an accident by subscribing to a personal accident cover.
You can read also: An Overview of the Different Types of Health Insurance Policies
Alisha Antil is your best financial helper for insurance. She has a vast experience in finance and insurance and provide to you the expert advise in insuring your property and health. She has in depth knowledge and has written more than 1200 blogs on topics related home and car insurance. She also provide you with knowledge about home improvement and cooking.