To provide financial assistance against every possible mishap during a trip, insurers offer different types of travel insurance policies. They vary in terms of coverage, benefits, exclusions, and so on.
Various types of travel cover available in IndiaHere are the different types of travel plans offered by insurers in India-
1. Domestic travel cover:
This insurance plan covers unforeseen situations when you are travelling within the Indian subcontinent.
2. Overseas travel cover:
It provides assistance to help you deal with baggage loss, flight cancellations, hijack risks, hospitalisation charges while you are travelling overseas.
3. Family travel cover:
This travel insurance policy covers every member of the family travelling with you. It extends compensation for any mishap that happened to any of the beneficiaries while travelling.
4. Group travel cover:
You might be travelling with your friends or colleagues. This insurance plan covers all the members in a travel group travelling to a destination together.
5. Student travel cover:
This type of travel insurance is tailor-made for students going abroad for higher studies. It provides comprehensive coverage against loss of luggage, passport, documents, and so on.
6. Pregnancy travel cover:
Women require special care while travelling during their maternity period. This travel cover provides financial assistance to pregnant women travelling within or out of India.
Some insurers also offer travel cover specially planned for senior citizens. They are provided with special benefits to safeguard them from unnecessary hassle during a trip.
You must know which type of travel cover is best suited for you and your requirements. Once you have chosen which plan to opt for, you can look for the benefits offered by different insurers and select the one that best suits your unique financial requirement
Additional Read: Different Types of Travel Insurance Coverage in India
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