The development of medical science has resulted in the increase of treatment cost, especially with private healthcare facilities. Surgeries, hospital charges and other needful procedures can cost a few lakhs, making it difficult for most Indians.
Hence, it is necessary to have an insurance policy to tackle such expenses. However, it is quite a tricky task to choose the best health insurance policy. Things to keep in mind before purchasing a health insurance
It is always advisable to purchase the best health insurance policy, which suits an individual or his/her family. Individual health insurance policy: It covers the liability of one individual i.e, the policy holder. Family floater health insurance policy: This plan is assured to all the members of a family under a single cover. It can be used both by one member and by several members. Top-up health insurance policy: This plan provides additional coverage for illnesses that are not covered with the original health insurance. Critical illness health insurance plans: An individual diagnosed with life-threatening diseases like cancer, heart attack, kidney failure, etc. receives an adequate amount from this policy. Personal accident covers: This policy protects one from expenses caused by the result of an accident. Senior citizen health insurance policy: This plan is designed for people who are 60 years of age or more and require medical checkup. Maternity health insurance: This policy bears the cost of both the mother and the baby, which includes prenatal, post-natal, hospital charges and other pregnancy complications. By purchasing a health insurance plan, an individual stays secured financially and medically as well. Make sure to read the terms and conditions of an insurance policy before making a purchase. Additional Read: COMPLETE GUIDE TO CHOOSE THE BEST HEALTH INSURANCE PLAN
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AuthorAlisha Antil is your best financial helper for insurance. She has a vast experience in finance and insurance and provide to you the expert advise in insuring your property and health. She has in depth knowledge and has written more than 1200 blogs on topics related home and car insurance. She also provide you with knowledge about home improvement and cooking. Categories
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