A health insurance is not only required when a medical emergency strikes but is also useful when any family member gets ill. A health insurance coverage is for you and your family betterment. So, you must choose an insurance plan wisely, so that your claim gets rejected and the main purpose of availing the insurance fails.
If your claim has already got rejected, then you must be wondering the reason of rejection and if you haven’t applied yet, then you must be careful about the rejection. Here are some the major cashless health insurance claims rejection reasons:
First reason can be an incomplete form
If there are some mistakes in the form, you do not fill it correctly, leave some information blank or provide any invalid information, then your insurance claim may get rejected. Thus, you should provide complete and updated information, so that, you do not face any complication.
Second reason can be the claim beyond your policy details
If you ask for a claim that is not included in your health insurance policy, then the insurer may reject your claim. So, your claim application should only include the facts that are covered by your medical insurance.
Third reason can be the treatment procedure or diseases not included
The procedure to apply for a claim may be different from one insurance company to another and you may be following a different one. You can talk to the representative of your insurance company and know their claim submission procedure, so that, your claim application does not get rejected. The same thing may happen with the diseases. There are so many diseases, some may not be included in your health insurance policy and in this case also your application may get rejected.
Alisha Antil is your best financial helper for insurance. She has a vast experience in finance and insurance and provide to you the expert advise in insuring your property and health. She has in depth knowledge and has written more than 1200 blogs on topics related home and car insurance. She also provide you with knowledge about home improvement and cooking.